Finance, Forex and Investments

Is financing obtained from commercial banks better than the one obtained from the government?

As a fund manager of a small and medium sized company, i am considering to get extra financing but i don't know which is better. Does commercial banks offer better package, as in lower interest rates than those offered by the government schemes?

Public Comments

1. depends read the terms and do the math. also verify the meaning of the terms to make sure you are comparing apples with apples
2. You cannot get a "government loan" unless you have been denied financing from at least 3 commercial banks. And there is no such thing as a government "loan", it is still a commercial loan just backed by the SBA Go to www.sba.gov for more details.