Finance, Forex and Investments

Can I consolidate fairly new personal finance company accounts?

I have a lot (shamefully so) of personal finance loans. Is there any way (since I did put up houshold items for colateral) that I can go through a company to consolidate these, something other than a bank & that is here in the USA? Please no UK....those are scams I'm afraid.

Public Comments

1. Household items like TV's, refrigerator, microwave??? No one will do that. These have little value, and sold at auction in case of a default, even less, sorry
2. I went into consolidation myself -- without doing any research whatsoever without knowing what I was getting into. Do a lot of research about how to handle your personal finances before you jump into anything. I was handling my own finances in a trial, error kind of manner -- getting credit cards and loans out of a whim -- not thinking of what I was doing, really. In my research I stumbled upon this book I'm gonna recommend to you, it really enlightened me on a lot of stuff about personal wealth, wealth management, mortgages, and asset management. It's "Stop Sitting on Your Assets" by Marian Snow -- it's highly recommended reading. You might wanna go through the dummies series too and see what you can find.