Personal Finance Knowledge Base
Personal finance? Is there a free web site with professional advices/information on how to build a good credit score and other personal finance advices ??
What are the best books for personal finance? I am not as informed as I would like to be on the subject of personal finance. As I begin my career and wish to buy a house in the next 2-3 years, I think it would be beneficial to educate myself on personal finance. Are there any good books out there that explain the basics of personal finance in a "simple" way?
Personal Finance? I would like to take out a personal loan, but always when i buy something i buy it in cash, now i cant get a personal loan, Any good advise
What program to use for personal finance? What programs or websites do your people used for any personal finance activities. I mean do you people used Quickbooks to track down your expenses? How do you budget. Any programs you think is great? I want to start tracking my expenses and budget better. Any other programs suggestions relating with personal finance is greatly appreciate.
Any suggestions on where to find an online personal finance planner for free? I would like to have a safeand secure, legit, personal finance tracker online. Basically where I can input debts and have access to assistance or tips, a way to keep up with my finances and get things on the right track. Any suggestions? I was scared to try some places because I wasn't sure if it is a safe and secure sight. Thanks!
How can I start this article regarding personal finance? I am writing an article which is entitled, "Teaching the young personal finance- who should be responsible". After completing the article last week the opening has been nagging me thus meaning i wish to have a new one. A quote or some deep sentence would do nicely. Just remember, i literally mean the first two lines.
What are some great personal finance books for young adults? I'm still in college and know very little about personal finance. My parents manage to get by but I really question some of their decisions at times because I'm further in debt with loans than my friends in the same situation. I wanna manage my own finances with saving, investing, debt management, stocks. etc. What are some recommendations for good programs or books for this? Thanks.
What are the best personal finance resources for 20somethings? I am 23 years old, a college graduate just starting off my career. No kids or marriage yet. What are the best books, magazines, sites, tools, etc. regarding personal finance at this stage of life? A lot of what I've seen seems like good advice yet geared toward people with families, established in careers, and with tons of debt.
What is a good personal finance website to link all my accounts? I am looking for a personal finance website that can link all my accounts for a single view. I read about one months ago that had a community feel to it wherein people categorized their transactions and then the system learned and could match similar transactions across the community - i.e. you tell it that Kroger is a grocery and it will categorize my Kroger spending as grocery. I am looking for a simple site that is free and can bring some value other than just aggregating my data to one location. Any help is good help - thanks in advance.
How much does it cost to consult with a Personal Finance Adviser in SoCal? How much does it cost to consult with a Personal Finance Adviser in southern California? I am looking for a short session to get advice on how to pay off credit cards and some info on Roth IRA's and stuff like that. I would like to go with someone that is not going to try to sell me something or try to get me to invest in something that they get commission off of.Thanks.
What would make you read a personal finance blog? I'm thinking of starting a personal finance blog. The types of topics I plan to cover are: budgeting, building wealth, risk management, asset management, and other topics that, admittedly, can be a bit "dry" to many people. I want to attract a wide variety of people, not just bean-counters; I'd like it to be for everyone. What would it take to make you read a blog like that? Humor? Some additional, more interesting topics? Bios of wealthy people? Contests?
Is personal finance a required highschool class? i have 20 credits of math left and my teacher gave me a choice between personal finance and geometry. he said that I should do personal finance before geometry but I kind of wanted to do geometry.. idk what do you think?
Why are we Americans so uneducated / misinformed about personal finance? How can so many be so ignorant about something so important? Do ppl acutally think that that the gov't is going to give them 800 bucks; do they not realize that they have to pay it back on next years income tax? Or at least have that deducted from their refund. How can so many fall for the Payday loan scams? How did so many get into ARM mortgages? Why don't ppl educate themselves about personal finance?
Can you please help me with a few personal finance questions? You would be a great help for answering this. Thanks! 1. Do you believe there is a product out there that educates people on personal finance effectively? 2. If so, do you believe these products are priced fairly? 3. If given the choice, would you participate in a membership forum that promotes financial literacy through progression programs, meaningful discussions, and award honors? 4. How much do you think is a reasonable price to join a forum like the one described in the last question? 5. What type of information would you like to see if this forum existed?
What personal finance software should I buy? I am looking for a personal finance program for budgeting and tracking investments but everything I look into seems to track everything monthly. I get paid bi-monthly and want to budget bi-monthly. Anyone have any recommendations?
Is good to have personal finance consultant? I wonder how other people feel about having a personal finance consultant to manage their wealth. How many have the service? How long they stay with the same consultant? Are people satisified with their consultant? Thank you.
Is there such a thing as Personal Finance as a career? And what exactly would it be called and how do I go about doing it? I want to be able to teach personal Finance. Home Budgeting, basic estate planning and basic investing. What is this and do I need a degree to do it? If so, in what? Please help! Managing money is my only talent, and I have a passion for teaching it to others. How can I translate this into a career for myself? P.S. I'm a stay-at-home mom, we own or own home, and are raising 4 kids with no government assistance on my husband's $34,000 a year. I've been told I have a flair for managing money. ;p
What is the history of personal finance? I mean how did personal finance started? who created it? Sorry if I wasn't clear. What I mean is how did all the personal finance started? For example, we know the stock markets "History of stock market trading in the United States can be traced back to over 200 years ago. Historically, The colonial government decided to finance the war by selling bonds, government notes promising to pay out at profit at a later date. Around the same time private banks began to raise money by issuing stocks, or shares of the company to raise their own money. "
What are some online discussion forums regarding personal finance, bankruptcy and debt collection? What are some of te better online forums where I can discuss and ask questions about personal finance, bankruptcy, dealing with unruley collectors and cleaning up my credit report after filing bankruptcy? I know it will take YEARS to rectify my credit report but there are always dirty collectors who refuse to make the appropriate reportings and i'd like to talk with people who are having similar experiences that i am having...
What is a good personal finance software? I am looking for a personal finance software that is user friendly, safe and that can download information from the banks websites. I don't have time to sit and enter every transactions so I want something that will work with the websites. Any ideas??
What are some good books (basic and more advance knowledge) for personal finance and business? Personal finance topics such as: Budgeting, paying bills, personal taxes, personal credit, learning about basic stocks, insurance, and various other topics pertaining to keeping one's fiances properly managed. Business topics such as: Business budgeting, supplies, marketing, workers, taxes, business laws, accounting, property, etc. I'm 18 and currently in college. I'm studying want to start studying those two topics (personal fiancees and business) to both improve my quality of life and maybe even go into business later on down the road.
Can anyone suggest a good book on personal finance? Can anyone suggest a good book on personal finance? I have looked through the half.com $1 selections and the library, but it seems many of the books on this topic are filled with 100's of pages of common sense (i.e. give up your latte's, put 10% of earnings in a high yeild savings). I would like something that covers the basics for retirement planning, and personal investment, etc. Any suggestions?
Personal budget and personal finance in general, where should I start? I am sick of spontaneous money spending and having nothing at the end of the month! I am fond of planning and now want to stricken my finances under powerful budged system. What can you suggest to start from? Perhaps some tips, concepts or even software (I have both Mac/Windows) that you know and ready to tell about? I will be grateful for any advice or personal experience! Thanks!
how should I attract traffic to my blog related to personal finance? Hi! I have a personal finance blog http://www.vatsinvesting.com and I want to know how I can increase traffic to this blog. I want people to share news/ideas/resources about the personal finance on my blog but haven't got much traffic there. Any idea how I can increase the traffic?
I used to use Microsoft Money as a personal finance software? Microsoft has discontinued this program. I was still using an older version for a while because everything still worked I just had to manually enter bank statements instead of downloading them. I have now upgraded to Windows7 and I need a new personal finance software that I can use since the old one won't work anymore.
Is there an organization that helps young people with personal finance? I am looking for an organization that helps young people 23 and younger with their personal finances. I eventually would like to start my own business helping college and high school kids learn about personal finances, but I would like to know if there are any existing organizations out there.
Looking for personal finance software compatible with Vista? I'm struggling to find any home/personal finance software for managing my money. My computer operates on Windows Vista (with the service packs) and am wondering whether anyone can recommend any software that I can use. I'm used to Microsoft Money, but as I've bought a new laptop that didn't have it pre-installed, I can't find MS Money anywhere in the shops.
How does college tuitions increase relate to personal finance? http://money.cnn.com/2010/02/24/news/economy/public_tuition_soars/index.htm how does the above relate to personal finance? All i can think of is we learn about budgeting in that class and that class i guess prepares us for college, but i don't think that's the right answer or what the teachers looking for.
PERSONAL FINANCE......? Name one advantage of taking out a 4 year loan to buy a car as opposed to taking out a 6 year loan.?? What are some other costs, besides the monthly loan payment, do you need to consider to determine whether or not you can afford the car you want to buy.?? Help me please. Is your answer for the first question or for both.?/
Looking for personal finance software compatible with Microsoft Vista? I'm struggling to find any home/personal finance software for managing my money. My computer operates on Windows Vista (with the service packs) and am wondering whether anyone can recommend any other software that I can use. I'm used to Microsoft Money, but as I've bought a new laptop that didn't have it pre-installed, I can't find MS Money anywhere in the shops.
Is Personal Finance the same as it was 10 years ago? I have 2 big books on personal finance: the Wall Street Journal Lifetime Book of Finance and Jane Bryant Quinn's book on it. They're both from 1998 or earlier. Should I read them or should I invest in a new book?
What's your least favorite personal finance task? What is your least favorite personal finance task? Is it creating and maintaining a budget, paying bills, analyzing your monthly spending, managing your health care expenses, keeping your financial documents organized, balancing your checkbook, or something else? Which (if any) of these tasks would you consider outsourcing to a financial professional if you had the opportunity?
Should I take Business Communications or Personal Finance? Ok its my last semester of college and I need a lower level elective. So my choices are bus. comm. and personal finance. Im not sure I want to take bus. comm. bc Im afraid it will be a lot of speeches which I dnt like, and personal finance seems like it would be helpful. I am a psych major and a business minor so Im thinking maybe bus. comm. may help me more in a career. What do you think? Have any of you taken these classes?
What is a good Personal Finance Book to read? Okay so I am looking for an interesting book dealing with personal finance, please if you know of one let me know, also please give me a quick synopses of the book. I have already read Automatic Millionaire by David Batch and the 7 habits of highly successful people. Please suggest others
How to Play Sims: Business and Personal Finance? I am not completely positive if this is the name of the game however in my Personal Finance class We are using the sims eddition. I was hoping someone could give me their opinion on how to Proceed with the game. For example what job to have, Courses to take and how to spend your money. This would be great help for me in this class. Thank you! Any cheats could also be helpful
Looking for a good personal finance program? Im after a personal finance software that is compatible for UK banking. Any Ideas? Microsoft money and quicken are not supported in the uk anymore. isent mint.com just for the USA? Athel, ive looked on that page but none of the info continues, look on the homepage, in the middle section it starts talking then thats it? u can not continue?
What are some good books about learning the basics of Personal finance?( Canada)? I'm looking for a book about personal finance. A book that explains in a simple vocabulary, how to: - budget/manage your money -TIps on do's and don't about money. Depending in what cycle you are ( ex, close to retirement, what not to do with your money) - Information about Garanteed investments Certificates. - Canada Bonds -Basic information about Mutual Funds - Information about life insurance (Is it good to let go of it when in mid 50's?If not why? what are the dangers of not having one?) -RESPs and tips on to make the most of your money and make it last. THE BOOK MUST BE IN FRENCH!!!! ** The book I'm looking for is for a recent widow who's husband was the one taking care of the finances. I want to find a book for her so that she can know more of what is out there. What to watch out for and how to be more financialy independant and financialy wise.
Can I consolidate fairly new personal finance company accounts? I have a lot (shamefully so) of personal finance loans. Is there any way (since I did put up houshold items for colateral) that I can go through a company to consolidate these, something other than a bank & that is here in the USA? Please no UK....those are scams I'm afraid.
Does Quickbooks manage personal finance too? Does Quickbooks take care of all the personal finance like Quicken does? Or is it ONLY for business and not personal? Basically, does Quickbooks have everything that Quicken has plus more? Thanks!
Are there any FREE eBooks or guides about personal finance management? I want ebooks that presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt. Quick and easy strategies for getting control of your money. An all-you-need-to-know introduction to managing and making the most of your hard-earned money.
Looking for a personal finance organizer system? I'm looking for a simple way to keep track of my budget and finances etc....something I can carry with me because I'm not very good with bringing home information to put on the computer. I do better with writing things down in a book or something. So I'm looking for some sort of personal finance organizer....perfect for my purse...anybody have any ideas?
what percentage of overal trading volume are personal finance traders? For example, how much are prices of stocks affected by institutions (e.g. funds) and how much by small personal traders. If they recommend a stock in a financial magazine (e.g., Kiplinger), will it affect its price significantly - individual traders wanting to buy it? How big volumes are "day traders" - 10%, 20% or 0.2%?
Would teaching personal finance in High Schools help? If we require personal financing course to be required in High School, do you think we would improve our economy in the long run? I don't mean just a "token" course. A serious course for like 2 years just like as in math, english, etc.
What is the easiest personal finance software to us? I am not looking for the most popular, I am looking for the easiest. I am financially challenged and need something easy that I will stick with. I want to make things work and get back on top of my finances.
How much personal finance history is it good to keep? My boyfriend seems to think I have a problem with holding on to too much paper. I need to know how much paperwork I should hold on to. I know at work we are required to have 7 years of financial paperwork on hand, but I'm not sure how much history I need to have at home. Any one have any guidelines? I have heard 1 year and 3 years?
What is the best computer personal finance program out there? I would like to get a program so I can see more easily where my money is going... and things of the sort. I think there is a program called Money, and there may be some more. If you have any knowledge on this, I'd like to know what the pros and cons are of managing finances this way and also of the program. Thanks!
How did credits reports company obtains you personal finance history? i never give any promistion for any credits reports company to obtains my credits history.but some they just got it. how did they get them. is it agaisnt your privacy rigth to obtains information about without premistion from you.? i know the banks or credits cards company can obtains my records when a apply a loan or credits cards from them .my question is if a person never had any credits cards or bank loans does the credits reports agencies stills have he/she credits history.
Can anyone recommend any books on personal finance? I would love to read some books that really get to the facts about earning money by using some techniques that the rich use. Leveraging with the banks money, aggressive moves in the stock market, etc. I hate hearing save your pennies and compound the savings over forty years. I'm 40 and I need to get faster results.
How do I legally offer personal finance consultations without a formal (accounting) degree/background? I only want to provide debt payoff, timely bill payment, and budget adherence information, in which the first matter is customized to the client. The latter two matters are simply universally applicable processes to follow. I would provide NO information on investing. I just feel that such a 1:1 consultation would help so many people get their finances in order--but of course I would need to have them sign a document that says what I provide them are only guidelines and not a sure-fire formula for success.
What are some good websites for personal finance assistance? I would like to find some good advice for someone who is not very good at managing her finances. This person has had some major repercussions as a result including a foreclosure, vehicle repossesion, and many problems with collection agencies. Currently this person is facing possible wage garnishment and is looking at filing bankruptcy for the second (!!) time. I strongly believe that if she files bankruptcy it will only mask the real problems that much longer so what she really needs is some good advice. If you know of any good websites, or have any good advice, I would appreciate your input.
What is the best way to begin learning about personal finance and investments? It is a truly scary and daunting subject that I must learn about even though I don't like the subject matter much and basically have trouble understanding. Where do I start and to whom do I listen ? Everyone has an opinion but everyone also has their own agenda. I need to learn this from the bottom up and would like to learn it from an unbiased source. Any thoughts?
I have a question I need help with in Personal Finance? I do NOT want to cheat. I just want someone to help me understand how to calculate this finance question. If you wanted to save 5,000 in 3 years and you already had 1000. With an interest rate of 8%, how would you go about calculating the equal year end deposits?
Where do I find a course in personal finance? I'm looking at the community college schedule and the only thing under Economics is Econ 101, which doesn't help me. I can't afford high tuition for a course like this or I wouldn't be looking! How do I learn the daily stuff that most people take for granted, like how to budget and save? San Bernardino county, but that's close enough to Los Angeles that it would help. E-mail me.
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